Số No.02 April (33)-2025 Journal of Finance & Accounting Research - Trang 138

Tóm tắt tiếng Việt:

English Summary:

In recent years, financial technology (Fintech) has emerged as a prominent trend globally, significantly changing the way traditional financial services are provided. Fintech encompasses the combination of finance and technology, offering various conveniences such as electronic payments, personal financial management, online investing, and lending through digital platforms. The robust development of Fintech is not only occurring in developed countries but is also spreading to many emerging markets, including Vietnam. Globally, Fintech has been rapidly advancing with significant strides in major markets such as the United States, China, and the United Kingdom. These countries have established a strong Fintech ecosystem, supported by government backing, developed technological infrastructure, and abundant investment capital. In contrast, in Vietnam, despite being an emerging market, Fintech has witnessed remarkable growth, particularly in the fields of digital payments and digital finance, thanks to the increase in internet users and mobile device penetration. This article aims to analyze the current status of Fintech development worldwide and in Vietnam, clarifying the opportunities and challenges faced by Fintech enterprises. Additionally, the article will provide several recommendations to promote sustainable Fintech development in the context of globalization and digital transformation.

Từ khóa: fintech, global, Vietnam, digital finance, digital transformation.

Số lượt đọc: 6 - Số lượt tải về: 4

DOI Code: https://doi.org/10.71374/jfar.v25.i2.30