Số No. 05 (36) (36)-2025 Journal of Finance & Accounting Research - Trang 103

Tóm tắt tiếng Việt:

English Summary:

This study examines the impact of Fintech on the development of 28 Vietnamese commercial banks' green credit from 2014 to 2023. According to panel data regression models, the research examines the impacts of Fintech on green credit lending. The findings indicate that Fintech positively affects green credit growth, particularly improved risk management and operating capabilities. Bank size and loan-to-deposit ratio have a strong positive impact on green credit, while financial leverage, asset turnover, and income-to-cost ratio have little impact on green credit. The research has policy implications for the policymakers and financial institutions, concerning the need for facilitative policies in encouraging Fintech and green credit growth.

Từ khóa: fintech, green credit, commercial bank, sustainable development.

Số lượt đọc: 54 - Số lượt tải về: 38

DOI Code: https://doi.org/10.71374/jfar.v25.i5.20